6833 Stalter Drive
We provide financial planning that balances the needs and wants you have today with those in the future. Yes, saving for retirement is necessary, but saving for that trip of a lifetime or that vacation home you’ve always wanted can be important, too. There’s a balance to living in the now while saving for the future that we help our clients work toward.
Financial Planning involves looking into all aspects of a client’s financial picture and advising them on how to achieve their goals. Typically, there are several main topics and questions clients are looking for guidance on.
We will start our relationship with a quick phone appointment. We will ask you some basic questions, mostly centered around what’s important to you, and what you are looking for in a relationship with an advisor. We will walk you through our process, explain our fees, and answer any questions you may have. If you agree that we are a good fit, we can move on to step two.
The next step in the process is to collect all of the necessary information to create a financial plan centered around your goals. To help streamline the process, we developed a handy-dandy questionnaire to help us collect all of this data. Once the questionnaire is returned to our office, the “nerd work” begins, and we start developing your custom financial plan. Your final financial planning fee will also be determined and communicated to you at this time.
Once your plan is completed, we will meet to discuss the specific financial planning strategies, possible blind spots, and recommendations we identified to set you on the right track to your goals. We will answer all of your questions so you have complete confidence in what steps you need to take to put the plan into action. Depending on your situation, it may take 2-3 formal meetings to cover all of the necessary topics. Our meetings are held in office, or virtually via Zoom, whichever you prefer.
After our meetings, we will provide ongoing monitoring and communication to help you implement any of the strategies that we recommended. If there are services you need outside of our scope of engagement, then we will introduce to you other professionals that can help. Along the way, we are always available to answer questions and discuss any changes to your financial situation.
The fees for stand-alone Financial Planning can range from $2,500 to $5,000 or more depending on your unique situation. Your exact planning fee will be determined and communicated to you during step two of the planning process once we have a better overview of your needs.
Some clients may have planning needs that will require for us to meet on an ongoing basis through the years. Others might want to meet annually for a quick “financial checkup” to make sure they are on the right track, or because something has significantly changed. Fees for ongoing planning or “financial checkups” will be based on each clients’ unique situation and communicated in advance.
Many of our clients also choose to utilize our Investment Management services, and in doing so, Financial Planning is included in their investment management fee. Please visit the Investment Management page to learn more.
If you have more questions, or you are ready for step one of the planning process, please schedule a call with us to talk more.